When you visit the blog, we may collect the following data:
We collect data for several reasons:
KaziYangu Mobile ERP is committed to securing your data and keeping it confidential. We implement technologies and software to prevent data theft, unauthorized access and disclosure. While we take steps to secure data, transmission via the Internet carries risk and cannot be guaranteed.
By allowing cookies you consent to use of the data they collect about your online behaviour (e.g. pages visited, time spent). Cookie data helps us customise your experience and is used for statistical analysis before being removed from our systems.
Cookies do not grant control of your device. To disable cookies, adjust your browser settings. For more information see internetcookies.com.
If you wish to restrict collection or use of your personal data:
We will not lease, sell or distribute your personal information to third parties unless we have your permission or are required by law. Personal information may be used to send promotional materials only where you have agreed to this policy.
This Privacy Policy applies to:
Authorities — judicial, administrative, public or regulatory bodies with jurisdiction over Kaziyangu Data Solutions Limited.
Compliance Obligations — obligations to comply with laws, regulatory demands, internal policies and identity verification requirements.
Customer / User — any individual to whom Kaziyangu Data Solutions Limited provides products or services.
Customer Information — Personal Data, confidential or Tax Information about you and your transactions with us.
Financial Crime — money laundering, terrorist financing, bribery, corruption, tax evasion, fraud and related acts.
Personal Data — information from which an individual's identity is apparent or can be reasonably ascertained.
Sensitive Personal Information — includes race, health, religion, government identifiers and other specially protected categories.
Data we collect may be transferred to, processed and stored outside Kenya. By submitting Personal Data you agree to such transfer. We take reasonable steps to protect your data and may disclose it to parties necessary to provide services to you.
If you choose a password/PIN to access certain parts of our Service Sites, you are responsible for keeping it confidential. Transmission over the Internet is not completely secure; any transmission is at your own risk. Once received, we use procedures such as encryption to protect against unauthorized access.
We may use your data to compile statistics about our user base or loan portfolio and may disclose anonymised information to third parties. You agree to inform us within 15 days in writing if there are changes to Customer Information we hold.
If you fail to provide information we request or withdraw consents necessary for processing, we may be unable to provide or continue services, and we may take actions necessary to meet Compliance Obligations including closing accounts where permitted by law.
If you wish to prevent marketing use of your information, contact us at info@kaziyangu.ke within 7 days of notification.
Customers can access revenue-based unsecured finance facilities for up to 90 days. Loan payments may be recovered from business transaction daily deductions.
Visit www.kaziyangu.ke for FAQs and to download the KaziYangu Mobile ERP app.
When you download the app we may ask you to share M-Pesa statements and other information to verify identity and creditworthiness. We take privacy seriously and will not share personal information without your permission (except as required by law).
Effective APR: 69 - 208% — KaziYangu Mobile ERP app will not charge you more than the amount of your service fee. Fees do not compound or accrue beyond the agreed service fee.
Information you provide by filling forms, registering, corresponding with us, applying for services, participating in promotions, or uploading content including name, address, email, phone number, device phone number, SIM details, age, username, password, financial and credit information, personal description and photographs.
We may receive information from third parties such as Credit Reference Bureaus and Mobile Network Operators and combine it with other information we hold about you.
We may use GPS or other location services to determine your location. You can withdraw consent by logging out and uninstalling the app. Unique application numbers and installation details may be sent to us when you install or uninstall services.
We may use cookies and mobile tracking technologies to distinguish you from other users, improve experience and analyze usage. You may opt out by disabling cookies or uninstalling the app.
We may associate categories of information and treat the combined data as personal data. Information may be used to determine loan eligibility, amount and terms. Except where required by law, we do not disclose personal client information to third parties for their independent use; aggregate anonymous statistics may be shared.
We may disclose personal data to:
We may update this policy. New terms will be posted on this page and, where appropriate, shown on-screen. Continued use after changes indicates acceptance of the updated policy.
If you have questions or wish to exercise your data rights, contact us at info@kaziyangu.ke or visit www.kaziyangu.ke.